Are You Covered With Golf Tournament Insurance?

Golf is becoming an increasingly popular sport worldwide, but it is estimated that there are 27,000 golf injuries every year that require hospital treatment and that millions of dollars worth of equipment is stolen. Yet an independent survey claims that 9 out of 10 golfers have insufficient golf insurance.

Ask yourself this question, could you afford to be sued should you cause damage to third party property or injure an individual with a stray golf ball?

It is important to remember that not all incidents could be the fault of the golf player. There are many golfers on a course at the same time, many being amateurs, as golf is becoming the new up and coming sport and there are new members on the courses that wish to start playing. It is easy for someone to get in the line of fire when you are taking your shot, resulting in a possible injury. Also many golf courses are close to public property, or are surrounded by hotel complexes for instance when abroad, it could be possible to cause damage to such property.

A majority of people wrongly believe that their household contents insurance covers their golfing equipment. In many cases, this is not true. A large quantity of household insurance policies exclude sports equipment and sports injury cover, which means that if anything should occur either on or off the course, you would be held financially responsible.

Reliable coverage against theft, loss or damage to your golfing equipment, damage to property and personal injury is highly important. The fact of the matter is that golf can be a very expensive game if it goes wrong when you dont have the correct insurance cover. Remember, the more golf you play without sufficient insurance, the greater the risk.

All golfers, regardless of ability, run the risk of injuring another person while out on the course playing golf. The last thing you want is to be on the golf course, achieving those pars, birdies and eagles that you long for, but having that uneasy sensation in the back of your mind that you dont have sufficient golf insurance coverage.

So, if you think that your insurance policy provides sufficient protection for your equipment used for golf and public liability cover for golf sport injury, please think again and check the policy wording very carefully;

Does it protect your golf equipment from theft, loss or damage, 24 hours a day, anywhere worldwide;

Does it provide you with cover for playing golf on any golf course or driving range anywhere worldwide;

If you are covered, can you make a claim without adversely affecting your premiums or No Claims discount;

Does it cover your golf equipment if lost or stolen whilst left unattended?

Very few household policies provide adequate cover and making a claim usually results in a premium increase and a reduction in your No Claims discount allowance. So remember, if you dont have the correct golf insurance coverage, make sure to check it out!

Visit us for more information on charity golf gifts, running a golf tournament and charity golf tournament planning tips.

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Choosing The Right Custom Fitted Golf Clubs

Every player who loves the game has to get it done. The main advantage is that you van apply it with your existing clubs, you dont need to purchase new ones at all. You probably want to know what does it mean exactly to have your clubs fitted. Well, like most things you buy, golf clubs are meant to be generic when they are being made at the manufacturers and then sold to the consumers, just like a pair of pants at the store.

And just like you would probably go to have them fixed according to your hight or size to make them as comfortable as possible, why not do the same with your golf clubs? We are all different in many ways, and so are our swings and style of play. That is the reason you should have your clubs fitted- to give you maximum performance.

The fitting system is relatively new, and was just recently presented to the general public. However the idea of the fitting isnt new at all. The pga pros are all too familiar with it, and have been applying it for many years. For obvious reasons, the manufacturers are always working on improving their clubs to allow users to improve their game, so you might actually say that custom fitting is another sage in this improving evolution. Accordingly, by not getting it done, you leave yourself and your competitors behind.

Fitting your clubs you make them fit your swing like a glove. You can get them fitted at golf fitting centers, golf store, pro shops, or the launch monitor near you. It's actually a computer system that "remembers" and dialects your swing while you hit a few strikes into a net or on the range. Then it lists thing like your trajectory, launch angle, swing speed, golf ball spin, and many more numbers.

Then all those numbers are translated to information telling the specialists what shafts are best to be in your clubs, what exact angle your clubs should be tuned to, and the right lofts and lies that can help you get to that optimum launch angle to achieve maximum control of the flight of the ball. They can also offer you the right kind of clubs, if you are planning on purchasing new ones. This all process takes no more than 10-20 minutes, but the different it could make to your game and your clubs is amazing.

We cant stress enough the importance of having your golf clubs fitted, no matter if they are old or new. Go to your local fitting center and put yourself in front of a launch monitor today. If you're buying new clubs, the service is usually free, and if you bring your existing clubs, the service requires a small fee most of the times. Go today to get your clubs fitted and it's guaranteed you'll see the difference in your game tomorrow.

Get more golf Clubs information on topics such as Golf Club Guide and Custom Built Golf Club

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Self Defense - Hotwalkers - Protection While You Lose Weight

You've seen them; maybe even used them: weights you carry with you when you are exercising, jogging or even walking. I've used some myself that strapped around my ankles others strap around your arm. They are weights designed to increase your heart rate during aerobic exercise to burn the fat. And boy do they work!

These weights you carry in your hands each weigh one pound and work very effectively at getting your heart rate up-the key to weight loss in aerobic exercise. But wait-there's more!

They are called Hot Walkers by MACE brand. Each has a little surprise in them. They carry a canister of pepper spray for self defense. Pepper spray uses Oleoresin Capsicum (OC) which comes from cayenne pepper spray. Defensive pepper sprays are measured in Scoville Heat Units (SHUs) a common measure of a products hotness. A jalapeno pepper has an SHU of 5000, a habanero pepper 300,000 and a typical defensive pepper spray will be in the 2 million SHU range.

A short burst in the face of an attacker from a mace spray canister causes shortness of breathe, temporary blindness from the eyes actually closing, choking and coughing. Not to mention the pain. The natural reaction from a victim of a pepper spray squirt is to rub the spray, which just makes it worse, and now his hands are burning.

Predators look for targets walking or jogging alone in the early morning or early evening hours. Walkers and joggers are often focused on other things when out doing their thing and thus make themselves easy targets. MACE Hot Walkers with pepper spray can be a great equalizer.

Find out how you can get a MACE Hot Walker at the link below. It may help you defend yourself in an assault situation.

Jack Krohn is the #1 author of Home Security Articles in the country according to EzineArticles. He owns SECURITY solutions a one stop resource that provides solutions and answers for all your self defense and home security problems.

Look at our selection of self defense/ home security products and GET A HOT WALKER or a PEPPERGEL.

LEARN HOW TO DEFEND YOURSELF AND YOUR FAMILY

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