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Wednesday, December 26, 2007

Millionaire Analysis - Where Am I Now On My Road To A Million Dollar Net Worth?

My journey to a million dollar net worth begins with me knowing where I am at this precise moment. This Millionaire Analysis is comparable to a roadmap for success that is designed to enable me to discern my monetary strengths and understand my financial ambitions.

This Millionaire Analysis asks twenty questions that help me get to the truth of who I really am. Each question must be answered wholeheartedly. The deeper I can dig into my psyche, the stronger the analytical groundwork I shall be performing in the construction of my financial foundation.

After writing the answers to these twenty questions, I shall wake earlier, energized and raring to go. This is because I will comprehend my purpose for living and I will be eager to perform the transformational actions that will be an indelible part of my new life.

1. If I could attain one monumental objective during my lifetime, with financial and time constraints not being factors, what would this one objective be?

Here I should write the one overriding aspiration that lights my motivational fires and keeps them burning brighter than anything else could ever do. This one aim must be so awe-inspiring that my passion for its attainment will remain eternally strong.

2. What are the three main obstacles preventing me from attaining this one monumental objective right now?

Here I should list the three greatest challenges to realizing this grandest of goals for my life. I must know what triad of seemingly insurmountable obstacles stand between me and my destination, ostensibly blocking the way to the fulfillment of this tremendous intention.

3. Am I crystal clear on what is my lifes ultimate purpose and, if so, what is it?

This question requires me to plan a mighty purpose for my life, a purpose in which I make a significant contribution to the world and vastly enrich my life and the lives of other people.

4. In how many ways is the life I presently lead a full expression of my lifes ultimate purpose?

This is a reality check to see what I am currently doing to manifest the abundant lifestyle of an Empowered Millionaire that I seek. In answer to this question, I need to write the multiplicity of ways that demonstrate my present actions are in alignment with my lifes most vibrant mission.

5. How many income streams do I presently have?

Empowered Millionaires focus on generating vast wealth through multiple income sources, as opposed to having a singular career or just one business that produces a solitary income. They also focus on developing residual income streams that flow 24 hours a day.

6. What is my current net worth?

My net worth is how much I own my assets (such as cash in the bank, property and land, stocks and bonds) minus how much I owe my liabilities (such as debts, loans, mortgages). If I desire to have a million dollar net worth, my assets must exceed my liabilities by at least one million dollars.

7. What is the status of my existing savings & investments?

Empowered Millionaires clearly understand why they must have solid savings and investment plans. They are focused on accumulating income-producing assets assets that generate cash flow, such as rental properties, licensing and royalties, and stocks that pay regular dividends.

8. What will be my net worth at retirement?

Wishful thinking will not get me to the destination of abundant prosperity as an Empowered Millionaire. If my aim is to have one million dollars as my net worth at my chosen retirement age, I must know precisely where I am in the five critical areas of: My current age; My intended retirement age; My present net worth; My monthly investment amount; The rate at which my assets compound.

9. What percentage of my present income do I tithe to charitable causes?

This question verifies whether I regularly give away a share of my income and substantiates what percentage that is. Tithing releases the mental shackles of poverty thinking, enabling me to manifest more of the vast financial abundance of this world.

10. If I designed my ideal lifestyle and it was perfect in every respect, what would it look like?

Here I am encouraged to use my imagination to visualize my life in its most superlative state. When picturing my highest vision, I shall vividly imagine the end result I desire as if that outcome already exists now.

11. In what ways do I regularly take time to improve my physical state of health?

This question verifies the potency of my aspiration to live a long, healthy and youthful life. It checks to see if I possess the wherewithal to attain optimum wellness for me to be able to perform the deeds necessary in attaining financial success.

12. In what ways do I regularly take time to nurture my soul and strengthen my spiritual being?

The road to financial empowerment begins in the soul with inner peace. Periods of solitude are required in which my ability to focus is heightened, as everything I focus on creates a personal success vibration that manifests what I attract into my life. Nurturing my soul enables this heightened focus.

13. What winning qualities do I possess that help to differentiate me from the crowd as a unique and well-respected professional?

People who display the winning qualities of professionalism act and perform like the champions they are. The winners in the game of life develop an environment that is inspiring to themselves and to those people who are in their circle of influence.

14. What can I do to make myself more excellent within all areas of my life?

The quality of my life is in direct proportion to my commitment to excellence. This question verifies whether I possess the wholehearted commitment required to compel myself to a higher standard of performance in every endeavor that I undertake.

15. In what ways do I presently give committed effort to my career or business?

Spectacular results transpire when committed action is taken and things are made to happen. This question validates my commitment to perform all tasks with excellence and go the extra mile to ethically attain the desired result.

16. In what ways do I regularly reach out to assist other people on their path to success?

It is said that the more I give the more I get. This means reaching out with a helping hand of assistance to help other people to live happier, healthier, more successful lives. This question validates if I am taking advantage of my opportunities to contribute to other people.

17. What is my personal description of failure and how does this compare to the Empowered Millionaires formula for failure?

Here I shall state my personal understanding of failure and compare it with that of the Empowered Millionaire, which is: A few simple errors of judgment repeated every day. These are destructive, dis-empowering habits that are highly noxious to the successful outcomes desired.

18. What simple errors of judgment am I no longer willing to repeat every day that are so detrimental to the successful outcomes I seek?

Illustrations of simple errors of judgment can include: being callous in our attitudes; smoking cigarettes; being late for work; eating foods saturated in fat; displaying an apathetic career approach.

19. What is my personal description of success and how does this compare to the Empowered Millionaires formula for success?

Here I am asked to state my own definition of success and compare it with that of the Empowered Millionaire, which is: A few basic winning disciplines performed every day. These are constructive, empowering behaviors that are performed every day.

20. What few basic winning disciplines will I now perform every day that will guide me toward the successful outcomes I seek?

Good examples of basic winning disciplines that can be performed every day leading an individual to ultimate financial empowerment include: practicing financial astuteness; yoga; meditation; reading investment literature.

James Lee Valentine (http://www.jamesleevalentine.com) is billed as an Empowering Author Extraordinaire having written more than sixty books on personal empowerment and financial mastery now published in twelve countries worldwide. He is also founder of the Empowered Millionaire institute (http://www.empoweredmillionaire.com) which is billed as The Internets Most Value-Packed & Affordable Financial Empowerment Resource Center and which will help you to be financially empowered for life!

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Fall 2007 Fashion Accessory Trends!

As the sizzling hot and stylish summer 2007 is unwinding, it's time to start thinking about some of the wonderful accessories to add to your collection for fall 2007. As is the case with each season, I'm again playing trend watcher and would like to share some of my favorites with you to help you adorn your unique essence and ensuring that your personal style is a reflection of your individuality. So, here are the trends I'm seeing:

Fashion Jewelry

Metallics, sculpted resins in smooth and bold designs, semi-precious gemstones, Murano-style glass, shell and crystal glass are all still setting the glamorous trends in fashion jewelry this fall. Bracelets will remain the "it" fashion accessory and non-traditional hearts, lock and keys, crowns and other girlie motifs guide brooch and pendant designs.

Let's look at how these materials are being used to create artistic beauty:

Boldly colored necklaces

Cuff bracelets

Chokers and shorter necklaces

Large pendants

Earrings and bracelets using concentric circles and bold loops

Link bracelets

Bangles

Brooches

Chunky rhinestone or Swarovski-crystal cocktail rings

Handbags

Naturally, we can't forget one of our favorite accessories. Handbags! A handbag is the ultimate accessory to complete your outfit and adorn your uniqueness. The big themes for fall 2007 are:

Oversized bags in patent leather, pebble-grain leather, clear plastic or patterned

Medium doctor bags

Metallic bags in silver, gold and bronze

The medium-size envelope bag or a clutch in metallics or shiny satin

Faux crocodile or snake-skin handle bags You're a style trendsetter with any of these handbags.

Shoes

The toes will now need a hiding place since the weather is becoming crisper. So, what are the key styles this season?

Pointed-toe pumps

Ballerina flats

Thick masculine boots with laces at ankle

Below-knee boots

Two-toned thick pumps

oxford heels

Fall fashion shows show the models again wearing extreme heel heights from flats to spectator pumps and other more generous heels. (Please remember that tennis whites are still not vogue when pounding the pavement to work. Stick with the cute flats and loafers!)

And what are the key colors dominating fashion jewelry, handbags and shoes?

Black

Dark brown

Gray

White

Cream

Burnt orange

Merlot

Burgundy

Maroon

Chili pepper

Scarlet red

Fuchsia

Magenta

Royal purple

Dark olive

Apple green

Chartreuse

Dark turquoise

Peacock blue

Dull gold

Polished silver

Jewel tones

Collections for fall 2007 are simple, chic, elegant and truly glamorous. This fall, black is back in a variety of shapes and textures. However, what ensures that clothing is not boring and drab are the powerful colors appearing in fashion accessories, as outlined above.

Keep in mind that you should only purchase a fashion accessory, which you can easily afford or you haven't seen anything else like it anywhere. Don't buy it if you won't get multiple uses from it, it won't match anything in your wardrobe and most importantly, you really can't afford it. Playing with integrating some of the fall 2007 fashion accessory trends into your wardrobe is meant to be fun. So, keep it light!

Copyright (c) 2007 MMC Lifestyles, LLC, dba MMC Style

Marion Chamberlain is founder of MMC Style (http://www.mmcstyle.com), an internet store for european fashion accessories sourced from unique and highly-talented small design shops in europe. The online store offers high-quality european fashion jewelry and leather handbags to those women who want to be unique. MMC Style (http://www.mmcstyle.com) european fashion accessories are truly unique and can't be found in department or chain stores.

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Weight Loss Myths

Weight loss myths are associated with weight loss. Most of these weight loss myths are enunciated by those who know next to nothing about their bodies talk less of the body's composition and mechanism. We serve you with some of these myths and the actual fact to counteract it. You will do well to read and learn from the masters of weight loss research and the producers of one of the best weight loss products-Proactol weight loss device.

Myth: You will be OK with a high protein/low carb dietFact: This type of diet aims to secure most of the daily required amount of calories from protein foods, such as meat, dairy products and eggs, with a very small part taken from foods containing a lot of carbs (bread, pasta, potatoes and fruits). The biggest problem with this diet is that many common and popular foods are forbidden, which makes it easy for the user to get bored or frustrated. When boredom and frustration set in, quitting time is never far off. Another problem is the lack of nutrients that are usually brought in by carbohydrate foods, while allowing the user to eat bacon and cheese that raise cholesterol levels.

The bottom line is that high protein/low carb diets result in fast weight loss in some users, but it's not just fat that goes away. People also lose some of their lean muscle mass and a lot of water as the kidneys work harder to rid the body of excess waste from protein and fat.

The added stress to your kidneys is not healthy at all and, in the long run, will lead to dehydration, headaches, feelings of nausea and dizziness. Before engaging in a long-term diet, you would do well to discuss it with your physician. And if you are really keen on dieting, try a balanced diet first, because it will help you lose weight without hurting your system.

Myth: permanent weight loss can be achieved with fad diets. Fact: This is yet another common myth among the weight loss crowd. Like any other diet that tells you to cut this or that food from your daily meals, fad diets are not healthy for you. The cornerstone of any diet is supplying the body with all the calories, proteins and minerals it needs. Diets that cut out foods without regard for the needs of your body cannot be healthy for you. Fad diets fail to deliver on the promise of permanent weight loss because people will always crave the forbidden foods and will always end up breaking the rules and ditching the diet.

The key to making weight loss permanent is more exercise and to avoid eating food that makes you fat without nourishing your body. Our extensive studies confirmed the importance of exercising and of a well-balanced diet.

Myth: Low-fat or no fat food is always a good choice. Fact: The only low fat foods that are also low in calories are fruits. The rest of the huge low-fat or non-fat group are not a safe choice if you are dieting. These products may have added sugar, starch or flour to make them taste better, which means extra calories that do not belong into your diet. So make sure you check the list of ingredients on packages whenever you decide to buy low-fat.

Myth: Switching to vegetarian food will help you lose weight and stay healthy. Fact: I know this is a hard pill to swallow, but no food plan will work for you unless you take charge of your eating and make sure that everything that goes past your lips is the right kind of food. The key here is to be absolutely sure that the vegetarian diet will give your body all the nutrients and calories it needs. Eating heaps of foods that do nothing for you from the nutritional point of view, outside maybe of filling your stomach, can bring you a lot of trouble in the future.

Since plants tend to have a lower concentration of nutrients than meat, you will have to eat more food than before to make up for this difference. Not to mention that a strictly vegetarian diet will not get you enough vitamin B12, vitamin D, iron, calcium and zinc. These substances are taken mostly from dairy products and eggs in a regular diet, but true vegetarians can't touch those. You will have to rely on the few and uncommon vegetables that can provide these substances.

Myth: Dairy products cause heart problems and make you fat. Fact: Well, thanks to modern medicine everybody knows that eating a lot of dairy products is a surefire path to high blood pressure and stroke, although a large group of people from France refuse to die despite the large quantities of cheese and wine they consume.

Dairy products are the main source of calcium that keeps your bones strong and healthy. It is absolutely essential for children and can be in no way overlooked by adults. Dairy products also contain vitamin D, which is crucial to maintaining the normal levels of calcium and phosphorus in your bloodstream.

If you don't want to gain weight from dairy products, then choose low-fat or non-fat brands. There are enough of those around. If you are lactose-intolerant, drink soy or rice milk. It does not taste exactly the same as true milk, but it's still good and nutritious.

Butter and margarine are the only dairy products you should worry about. They do contain big levels of fat. Still, if you can't do without them, at least eat butter. Margarine is an over-processed fat that is not particularly good for you. Butter may be a bit fatter, but it definitely is the healthier of these two. Do you really need any of the two? For the sake of your heart and general wellbeing, avoid butter and margarine. Remember your cholesterol level.

Proactol clinically proven fat binder is a surefire way to reduce your weight without worrying about the weight loss myths. Proactol weight loss pills contain hoodia gordonii cactus plant extract noted for its appetite suppressing qualities. Therefore, proactol weight loss pill is an appetite suppressant. Proactol helps you lose weight and maintain your ideal weight by binding up to 28% of your dietary fat intake. learn more about Proactol and how proactol helps you lose weight.

Bronnamdi writes about Weight Loss pills and products like Proactol best weight loss product and hoodia Gordonii appetite suppressant at http://www.weightlossproactol.com/

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Why Exercise During Pregnancy?

pregnancy can be a challenging phase for your spouse. Maintaining a healthy posture will help her keep back problems away. An exercise routine will especially help her to keep fit. Your spouse can begin an exercise routine even if she has never really exercised before. Walking, swimming, pre-natal yoga, and simple aerobics are ideal forms of exercise during pregnancy.

These are some of the things your spouse may need to remember if she is starting an exercise routine:

All exercise programs should be begun gradually. Starting with about 15 minutes, three to four days a week is sufficient.

She should resist the temptation to overdo it.

She should avoid jogging, unless she used to jog regularly before her pregnancy.

She should avoid doing sit-ups and other exercises, which involve lying on the back as they may decrease blood flow to the uterus.

Exercises that involve standing in the same place for long periods can also decrease blood flow to the baby. It is better to keep moving or changing positions frequently.

She should avoid strenuous forms of exercise, such as riding a bike.

She should wear loose comfortable clothing and avoid overheating.

She must drink adequate amounts of water to avoid dehydration.

She should eat healthy foods to make up for calories lost during exercise.

If, after exercise, she notices symptoms such as fatigue, pain, nausea, vaginal bleeding or discharge, or pelvic contractions, she should contact her doctor immediately.

Whether your spouse is pregnant or not, exercise is one of the best things she can do for her physical and emotional health. The American college of Obstetricians and Gynecologists (ACOG) recommends that pregnant women without health problems or pregnancy complications exercise moderately for 30 minutes or more on most, if not all, days of the week.

pregnant or not, exercise helps keep the heart, bones, and mind healthy. Staying active also seems to give some special added paybacks for pregnant women.

Here are some really good reasons for your spouse to get regular exercise during pregnancy:

It can ease and prevent aches and pains of pregnancy including constipation, varicose veins, backaches, and exhaustion

Active women seem to be better prepared for labor and delivery and recover more quickly

Exercise may lower the risk of high blood pressure and diabetes during pregnancy

Fit women have an easier time getting back to a healthy weight after delivery

Regular exercise may improve sleep during pregnancy.

Staying active can protect your spouses emotional health. pregnant women who exercise seem to have better self-esteem and a lower risk of depression and anxiety. Get more information for pregnancy exercise

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